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Due to the establishment of ATMs, today most of the people do not carry cash with them. They only carry their debit cards and if need arises, they use their card at the nearby ATMs and withdraw cash. In West Bengal, there are hundreds of ATMs in all the districts, belonging to private and nationalised banks. For example, HDFC ATMs are located in over 67 cities across the state of West Bengal. These prove to be very beneficial for the locals and tourists. Almost all banks have their ATMs here and most of the debit cards can be used in all the ATMs, irrespective of the bank that has issued the card.